money now alabama cash advance payday loans

Welcome to Money Now! We are a cash advance and loan company dedicated to helping our customers meet their financial needs. Whether you just need your paycheck cashed to title loans and payday loans, we can help. Our customer service is unrivaled, and we go out of our way to ensure your needs are met. We offer a full menu of financial options that can be confusing to some. Below, we’ll go over all of our financial options in brief to give you a good idea of what we do, and when you need one of our services, give us a call, or stop by. We have offices in many locations in the states of Alabama, Kentucky, Mississippi, and Tennessee. Learn more today!

MONEY NOW’S FINANCIAL SERVICES

Payday Loans

Payday loans are very short-term loans mainly designed to meet your financial needs until the next time you get paid (hence, payday loan). Payments are due usually about two weeks from when you take out the loan (again, around the time you should be getting paid again). The cost of these loans is the interest on the amount that you take out, which varies by state. If you have bad credit, you still qualify for these loans. All you have to prove is that you can pay them back (which is usually proof of employment). Payday loans are quick and easy. Contact Money Now today to get started.

Installment Loans

Think of installment loans as the type of loan you would get if you bought a car or a home. These are loans that have regular payments due at regular intervals. These do require a bit longer to acquire as a credit check is required, along with proof of employment, and other details. However, our team at Money Now works quickly and efficiently to get you the financing you need in order so you can make your purchase. The cost of these loans is the interest you pay on the amount you borrow, just like with payday loans. We’ve been in business since 1995, and our team works hard to ensure your needs are taken care of. Contact us today with questions.

Cash Advance

A cash advance is very similar to a payday loan except you are borrowing money from your credit card’s line of credit. Here’s how it works. If you have a credit card with a $2000 limit, and you’ve only spent $500, you have $1500 available. You can bring your credit card to us, and we can process any amount of money that you need, up to $1500. Some credit cards limit the amount you can take out in one day so check with them if you are unsure. Once we process the cash advance, we give you the cash and the money shows up as owed to your credit card, not us. We charge a small percentage fee for this service. It’s that simple! Contact us with questions.

Check Cashing

Money Now also cashes checks. There are a variety of reasons you may need a check cashing service. For instance, you can’t get to the bank on time after work to cash your payroll check. It’s the weekend, and banks are closed. You don’t have a bank account, or you just moved and haven’t had a chance to set up a bank account anywhere. We accept payroll checks, government and tax refund checks, insurance checks, and money orders. We only charge a small fee, which varies by state. Life can’t wait for a bank to open, and you need to buy groceries. Visit one of our locations for instant check cashing services.

Title Loans

Like the name implies, a title loan involves a title to a vehicle you own. In essence, you can use your car or motorcycle as collateral in order to receive a loan. You have to have the title to the vehicle, as well as proof of car insurance and other documentation. Because you are using your car or motorcycle as security, the application is quicker than an installment loan. We will, however, place a lien on your vehicle until the loan is paid off. The cost is the interest charge on the amount borrowed. These loans are great for your cash needs. Call today for more information.

CHOOSE MONEY NOW FOR ALL OF YOUR CASH NEEDS

Money Now offers the best loans for Kentucky, Alabama, Tennessee, and Mississippi. From installment loans and title loans to payday loans and cash advances, we can help you get the cash you need when you need it. We operate on the values of honesty and transparency, meaning you will know all of our fees upfront. Our friendly team can explain all of our different loans to you so you can decide which is right for you. Call us today to get started!